Supporting You Through Superannuation & TPD Claims
When illness, injury, or a medical condition prevents you from working, the financial impact can be overwhelming. Fortunately, most superannuation funds include insurance benefits such as Total and Permanent Disability (TPD) cover or income protection. These benefits are designed to provide financial security when you need it most.
We’ve been helping South Australians access their entitlements for decades. Our TPD and superannuation lawyers in Adelaide understand the complex rules around super and insurance claims. We are here to simplify the process, guide you at every stage, and ensure you receive the full benefits you’re entitled to.
Most superannuation funds include insurance policies that provide financial support if you become unable to work due to illness or injury. These benefits are separate from your regular superannuation balance and can make a significant difference to your financial security.
A Total and Permanent Disability (TPD) claim provides a lump sum payment if you are permanently unable to work in your usual occupation or in any other role suited to your skills and training. Many superannuation policies also include income protection cover, which pays regular benefits if you are unable to work temporarily due to illness or injury.
In some cases, you may also be able to access your superannuation early. This may apply if you are permanently incapacitated or diagnosed with a terminal illness. Additionally, most funds offer death benefit claims, which are paid to beneficiaries or dependents upon the passing of a loved one.
Superannuation & TPD Claim Legal Services
Superannuation and TPD claims can be complex, with strict criteria and insurers who may look for reasons to deny or delay payments. We take the pressure off by handling the process for you, giving you peace of mind while you focus on your health and recovery.
Our team can assist you with:
- We assess your eligibility by reviewing your superannuation and insurance policies to confirm whether you have a valid claim.
- We prepare and lodge your application, ensuring all forms and supporting documents are accurate and complete to avoid unnecessary delays.
- If your claim is rejected or delayed, we handle disputes by challenging the decision on your behalf through our experienced superannuation and TPD lawyers in Adelaide.
- We negotiate with insurers, dealing directly with super funds and insurers to secure the best possible outcome for you.
Frequently Asked Questions
What does TPD mean?
TPD stands for Total and Permanent Disability. It refers to a lump sum insurance benefit you may be entitled to through your superannuation if you can no longer work due to illness or injury. Our TPD lawyers in Adelaide can help you understand your eligibility and guide you through the claim process.
How do I know if I am eligible for a TPD claim?
Eligibility depends on the wording of your superannuation policy. Generally, you must show that you are unable to return to your usual job, or any job suited to your training, skills, or experience, due to illness or injury. Speaking with our superannuation lawyers in Adelaide ensures your case is properly assessed.
Can I claim TPD through my superannuation fund?
Yes. Most superannuation funds include TPD insurance as part of their coverage. Our team can review your policy, prepare your application, and handle communication with your super fund and insurer.
What happens if my TPD or superannuation claim is denied?
If your claim is rejected, you have the right to challenge the decision. Our TPD lawyers in Adelaide can review the reasons for denial, gather supporting evidence, and fight on your behalf to secure the benefits you deserve.
Why choose Mahony’s Lawyers for superannuation and TPD claims?
With more than 4 decades of experience, Mahony’s Lawyers is recognised as one of South Australia’s most trusted firms. Our superannuation lawyers and TPD lawyers combine legal expertise with compassion, helping you secure financial support when you need it most.
